If you are a FERS Special Provision employee, FERS rules are slightly different for you. This is only fair since a mandatory retirement age runs counter to a pension system with age-based and length-of-service based… Read More
FERS Early Out Retirement
Regardless of which term you use – reduction in force or downsizing or reorganization – layoffs are a fact of life for large organizations, and the Federal Government is no different. If you’re close to… Read More
Understanding Your FERS Retirement
If you are a Federal Government Employee planning to retire, the Federal Employee Retirement System (FERS) will play a key financial role in your retirement. FERS, was launched on June 6, 1986, and replaced the… Read More
Using the TSP to Pay Off Your Mortgage
On the one hand, you have a mortgage and a mortgage payment, and on the other, you have your TSP, which you’ve built up through hard-earned savings over time. Retirement is looming, and the thought… Read More
What to Watch for During the Presidential Transition
The Economy and Markets What to Watch for During the Presidential Transition After a long and often bitter campaign, it appears more and more likely that Joe Biden will be sworn in as the 46th… Read More
How to Find the Best Financial Advisor for You
Regardless of your reason for seeking financial advice, there is almost certainly a financial advisor who can help. Need assistance with retirement planning or investments, or just want to make sure you’re on track financially?… Read More
Is Now the Time to Refinance Your Mortgage?
Is Now the Time to Refinance Your Mortgage? The economic upheaval we’ve experienced this year has led to at least one very positive outcome for U.S. consumers: Rock-bottom mortgage interest rates. If you’re planning to… Read More
Four Factors to Consider Before Deciding to Retire Early
While the employment situation has brightened somewhat since the unemployment rate nearly hit 15% in April, it’s still considerably worse than it was before the coronavirus pandemic hit. And things could be about to get… Read More
Early Retirement and Federal Employee Healthcare Benefits
Carefully Examine Your Healthcare Options Due to the COVID-19 pandemic and other factors, many employees today are thinking about early retirement, and this includes some federal government employees. As we wrote in our post on early… Read More
How Low Interest Rates Can Help Your Long Term Financial Plan
When it comes to investing, understanding an investor’s edge is key. The edge is what gives an investor a slight chance at beating the market. It could be something as complex as an algorithm that… Read More