How FERS Regular Retirement Works Before digging into postponed and deferred retirement, let’s first look at how FERS regular retirement works. Once you have at least 30 years of federal government service, you can retire… Read More
Calculating Your FERS Pension and Disability
How to Calculate Your FERS Pension and Disability Benefits As a federal government employee, you have access to the Federal Employees Retirement System, also called FERS for short. This system includes a pension as well… Read More
FERS Supplement for Special Provisions
If you are a FERS Special Provision employee, FERS rules are slightly different for you. This is only fair since a mandatory retirement age runs counter to a pension system with age-based and length-of-service based… Read More
FERS Early Out Retirement
Regardless of which term you use – reduction in force or downsizing or reorganization – layoffs are a fact of life for large organizations, and the Federal Government is no different. If you’re close to… Read More
Understanding Your FERS Retirement
If you are a Federal Government Employee planning to retire, the Federal Employee Retirement System (FERS) will play a key financial role in your retirement. FERS, was launched on June 6, 1986, and replaced the… Read More
Understanding Your FERS Annuity
If you are a long-time Federal Government employee, the FERS basic benefit will be a primary source of income for you in retirement. If you’re wondering if FERS is a good retirement plan for federal… Read More
Leaving Federal Service: Financial Issues to Consider When Taking a Job Outside the Government
One of the primary reasons clients begin working with us is job change. Beyond just a change in employer, there is usually a change in salary, benefits are different and you’ve got to decide what… Read More
Federal Employees and the Impact on Retirement of No Raise
When President Trump announced several weeks ago that he was freezing pay for Federal employees, it had to feel like Groundhog Day. The top pay increase in the last 7 years came in 2010, and… Read More
How Federal Employees Can Plan a Successful Early Retirement
If you are a federal employee and are considering early retirement, this article will help you understand your options and how to determine if early retirement is feasible. We’ll examine how your FERS annuity and… Read More
Understanding Your Options and When to Withdraw from Your FERS Annuity
Federal government pensions are really pretty complex because they’ve become progressively less rich. The pensions for federal government employees that were employed before 1987, they had what was known as the CSRS or the Civil… Read More