One of the most common questions we get from clients is how to handle an emergency reserve. If clients have an emergency reserve, questions typically center around how much they need and how it should… Read More
Money Issues: Couples Combining Finances
Many couples encounter money issues at some point, so if you and your significant other approach money the same way, consider yourself fortunate. After 15 years of working as an advisor, I’ve found that most… Read More
Tips on Implementing a Budget
A few months back, I wrote a post on the experience my wife and I have had over the last year in implementing a budget. The experience has been largely positive, and several clients have… Read More
7 Things to Consider if Obergefell v. Hodges Affects You
One of the bigger Supreme Court decisions in recent years was that of Obergefell v. Hodges in which the court found it unconstitutional to ban same-sex marriage. The decision was announced a little over a… Read More
How Couples Can Get the Most Out of Social Security
In our last blog post, we discussed what individuals should consider when attempting to maximize social security benefits. When it comes to couples, however, the considerations become more complex. If you are married, you can… Read More
Obergefell and Financial Plans for Same Sex Couples
Over the years, we’ve worked with a number of same sex couples. Many have been together for years, some are married and yet until the recent Supreme Court decision, their plans often differed markedly from… Read More
Know Thyself, Then Plan
When I first began working as a financial advisor, I was convinced the correct answers were in the numbers. Put together a plan, determine a savings rate, hang on through the ups and downs of… Read More
Financial Goals Don’t Always Start with Money
One of the most rewarding aspects of being a financial advisor is working with clients when they realize a financial plan isn’t really about finances, per se, but rather what they want to accomplish with… Read More
All Our Friends are Staying Together
My wife and I dated for nearly 9 years before getting married. We are both naturally cautious, but one of the things that weighed on both our minds was that both of our parents were… Read More
Tips for Couples on Building a Strong Financial Plan
You never enter into a relationship with the expectation that finances are going to become a big problem, and yet financial issues are among the most often cited reasons for divorce. Even couples who build… Read More