On the one hand, you have a mortgage and a mortgage payment, and on the other, you have your TSP, which you’ve built up through hard-earned savings over time. Retirement is looming, and the thought… Read More
What to Watch for During the Presidential Transition
The Economy and Markets What to Watch for During the Presidential Transition After a long and often bitter campaign, it appears more and more likely that Joe Biden will be sworn in as the 46th… Read More
How to Find the Best Financial Advisor for You
Regardless of your reason for seeking financial advice, there is almost certainly a financial advisor who can help. Need assistance with retirement planning or investments, or just want to make sure you’re on track financially?… Read More
Four Factors to Consider Before Deciding to Retire Early
While the employment situation has brightened somewhat since the unemployment rate nearly hit 15% in April, it’s still considerably worse than it was before the coronavirus pandemic hit. And things could be about to get… Read More
How Low Interest Rates Can Help Your Long Term Financial Plan
When it comes to investing, understanding an investor’s edge is key. The edge is what gives an investor a slight chance at beating the market. It could be something as complex as an algorithm that… Read More
Should You Take an Early Retirement Offer?
When recessions strike, companies try to cut costs, often via offering early-retirement packages to employees. The current COVID-driven recession has been particularly hard on the travel sector, so unfortunately it wasn’t a surprise when Delta… Read More
Understanding Your FERS Annuity
If you are a long-time Federal Government employee, the FERS basic benefit will be a primary source of income for you in retirement. If you’re wondering if FERS is a good retirement plan for federal… Read More
Thinking Through Risk and Investing
How We Process Risk — and How This Affects Investing Decisions When it comes to investing, there’s a direct relationship between risk and reward. In other words, the more risk you’re willing to assume in… Read More
The TSP Goes to China – An Emerging Markets Option?
If you follow your investments closely in the Thrift Savings Plan, you’ve probably read about the controversy surrounding the TSP and China. One of the few issues with the TSP has been the lack of an… Read More
Managing Portfolios – How We’re Thinking About this Downturn
Years ago, before I became a financial advisor, I had a job that required me to fly a lot. I’d routinely log a few hundred thousand air miles a year, and somewhere along the way… Read More