Several weeks ago, I worked with a couple who wanted to retire early. At first glance, they seemed well situated to do so, as they had both worked as teachers for decades and they would… Read More
Switching Jobs? Pensions, Tax Savings and Other Considerations
I recently completed work with a client who was considering switching jobs. It was an interesting case, as the switch involved moving from a job with a pension plus a 401k-like retirement plan to a… Read More
Investment Management: Questions to Ask About Your Portfolio
I attended a conference on communications a few weeks ago run by Dimensional Fund Advisors. Dimensional, or DFA as they are known, has an interesting story. They were founded by academics, including a few Nobel… Read More
Planning for Taxes in Retirement: Options to Control What You Pay
In last week’s post, I covered a few things you should consider in setting up withdrawals from your portfolio in retirement. One of the considerations was planning for taxes, and more specifically, how you can… Read More
Retirement Planning Basics – How to Withdraw from Your Portfolio
One of the most common questions clients ask when doing their retirement planning is how portfolio withdrawals will work. Saving is something most clients have done for years, but reversing the flow brings up a… Read More
Wall Street Slump: Your Checklist for When the Market Heads South
An old rule of thumb when it comes to investing is that markets drop more quickly than they rise. Panic strikes suddenly, but optimism creeps in over time. That leads to situations like the most… Read More
Tax Planning and Children: Tax Issues in Holding Assets for Your Kids
In last week’s blog post, I covered the various options for holding assets meant to benefit your child. This week, we’ll take a look at the tax planning issues surrounding assets held for or by… Read More
Financial Account for Your Child: Understand Your Options
Most parents who can do so provide significant financial support to their children at some point. The goal may be to pay for private school or help out with college, or set aside money for… Read More
Market History and the Return on Everything – How Should You Invest?
I was listening to a podcast recently with Ray Dalio, founder of Bridgewater Associates, one of the largest and most successful hedge funds in the world. A theme Dalio returned to several times was the… Read More
New Tax Bill: Will the Tax Code Changes Save You Money?
If you’ve followed the news about the new tax bill, you may have noticed that in an attempt to answer the question “Will it save me money?” writers are resorting to offering a varied group… Read More