During your primary earning years, it’s prudent to have a life insurance policy. You want to protect your spouse, children, and loved ones in the event of your untimely passing. But as you near retirement,… Read More
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During your primary earning years, it’s prudent to have a life insurance policy. You want to protect your spouse, children, and loved ones in the event of your untimely passing. But as you near retirement,… Read More
Creating a retirement cash flow strategy can be daunting. If you’ve spent the better part of your life budgeting based on the money that comes in from your job, creating a cash flow plan from… Read More
As a homeowner, it’s natural to assume that flood damage is covered under your homeowner’s policy. There are some cases in which this is correct, at least to some degree. If lightning strikes and causes… Read More
One assumption some people have about retiree healthcare expenses is that when they turn 65 and become eligible for Medicare, their health insurance will be a low rate that doesn’t change. While it’s true that… Read More
A question clients often ask as they approach retirement is whether or not they need long-term care insurance. The basic concept is pretty straightforward – if, at some point in the future, you need long-term… Read More
If you are planning for retirement, estimating healthcare costs should be part of your plan. In recent posts, I have covered a Vanguard study on retirement healthcare spending, as well as the structure of traditional… Read More
If you are planning to retire, budgeting for healthcare should be part of your plans. In fact, when we build plans, we have begun breaking out healthcare costs as a separate category. Doing so allows… Read More
A few weeks ago, I wrote a post detailing a framework you can use if you are looking after elderly parents and need to help them stay on top of their financial situation. For this… Read More
Regardless of who provides your insurance coverage, you are likely either in open enrollment season or open enrollment is just around the corner. Open enrollment for Medicare this year is from October 15th to December… Read More
We got Corabelle after staying at a Bed and Breakfast in Northern Wisconsin where the two sisters that ran the place had Bart. Bart was a Burmese cat that sat on my lap when I… Read More