Bear markets are part of investing, so you should plan for them. Here are a few things you should do.
Retirement Income Planning
I’ve written about retirement income planning before, and at first glance it should be pretty simple. The idea of figuring out what expenses you’ll have and then lining up your sources of income and funds… Read More
How to Maximize Happiness: A Few Ways Money Can Make You Happy
We’ve all heard the adage that money can’t make you happy, but most of us realize that’s not quite true. If you don’t have enough to cover the necessities, more money will most certainly have… Read More
Long-Term Care Insurance: How to Determine If It Is Right for You
A question clients often ask as they approach retirement is whether or not they need long-term care insurance. The basic concept is pretty straightforward – if, at some point in the future, you need long-term… Read More
Working Past Retirement Age – Things to Consider
A pretty common stereotype when it comes to retirement is the overworked, underpaid worker who would retire immediately and pursue the Island Life if they only could. And while I have worked with some clients… Read More
Medigap Insurance: What You Need to Know
If you are planning for retirement, estimating healthcare costs should be part of your plan. In recent posts, I have covered a Vanguard study on retirement healthcare spending, as well as the structure of traditional… Read More
Prescription Drugs and Medicare: How to Enroll in Part D
In a previous post, I took a look at Medicare Parts A & B, which cover many types of inpatient care along with what are generally defined as medically necessary services. In this post, I’ll… Read More
Understanding Medicare: Your Medicare Coverage Choices
In the last blog post, I outlined key findings from a recent Vanguard white paper on healthcare spending in retirement. In this post, I’ll break down the various parts of understanding Medicare—traditional Medicare—as you consider… Read More
Spending on Healthcare in Retirement: How to Plan for It in Your Budget
If you are planning to retire, budgeting for healthcare should be part of your plans. In fact, when we build plans, we have begun breaking out healthcare costs as a separate category. Doing so allows… Read More
When Things Change – What to Do About Estimated Taxes
The IRS not only wants you to pay what you owe but in many instances, they don’t want you to wait until the end of the year to do so. If your primary income is… Read More