Not so many years ago, financial advisors viewed retirement planning as a 3-legged stool. The first leg was a pension, the second social security and the third being the retiree-to-be’s savings. In the intervening years,… Read More
Medicare Changes from a Fee-Only Financial Advisor’s Perspective
Generally, when we put together a financial plan for clients approaching retirement, we will split expenses into three big buckets – ongoing expenses, one-time expenses and medical expenses. The reason we break out medical expenses… Read More
Planning for Early Retirement – 4 Things to Consider
Whenever I meet with prospective clients, “tomorrow” is the number one response to the question of when they’d like to retire. The answer is usually tongue-in-cheek, because most people aren’t in a position to retire… Read More