While the employment situation has brightened somewhat since the unemployment rate nearly hit 15% in April, it’s still considerably worse than it was before the coronavirus pandemic hit. And things could be about to get… Read More
Early Retirement and Federal Employee Healthcare Benefits
Carefully Examine Your Healthcare Options Due to the COVID-19 pandemic and other factors, many employees today are thinking about early retirement, and this includes some federal government employees. As we wrote in our post on early… Read More
Should You Take an Early Retirement Offer?
When recessions strike, companies try to cut costs, often via offering early-retirement packages to employees. The current COVID-driven recession has been particularly hard on the travel sector, so unfortunately it wasn’t a surprise when Delta… Read More
Understanding Your FERS Annuity
If you are a long-time Federal Government employee, the FERS basic benefit will be a primary source of income for you in retirement. If you’re wondering if FERS is a good retirement plan for federal… Read More
Thinking Through Risk and Investing
How We Process Risk — and How This Affects Investing Decisions When it comes to investing, there’s a direct relationship between risk and reward. In other words, the more risk you’re willing to assume in… Read More
Managing Portfolios – How We’re Thinking About this Downturn
Years ago, before I became a financial advisor, I had a job that required me to fly a lot. I’d routinely log a few hundred thousand air miles a year, and somewhere along the way… Read More
How to Find a Financial Advisor
If you are wondering how to find a financial advisor, you’re not alone as the process can be challenging. The industry has long lacked consistent standards, and anyone can call themself a financial advisor. To… Read More
Don’t Buy Pork at a Nail Salon : A Lesson in Knowing What You Need
Many years ago, my wife, 6 year old cat and I made the move from Chicago to St Simons. It was a long journey – over 1,000 miles of driving – and we were exhausted… Read More
Designing Your Retirement Paycheck & Decreasing Your Stress
Not receiving a salary can be one of the most daunting transitions to make in retiring. Here’s how you can design your own retirement paycheck and reduce your stress.
TSP Withdrawal Options at Retirement
If you’re a federal employee then chances are you have a Thrift Savings Plan (TSP) account. If leaving federal service for retirement is just around the corner, you may be wondering how to handle… Read More