Investment management and financial planning go hand-in-hand, and completing the plan provides us the information we need to design the investment portfolio. Our CFA Charterholders are responsible for designing portfolios, and we follow the CFA Institute’s list of factors to consider in
putting together a portfolio.
THOSE FACTORS ARE
Risk tolerance, including the ability and willingness to take risk
Return needs as outlined in the comprehensive plan
Tax considerations, typically focused on maximizing after-tax returns
Time horizon over which portfolio will fund needs
Liquidity needs in the short-term
Any other factors you ask us to consider (e.g. desire to maintain a specific holding or holdings, need to limit capital gains, etc.)
SAMPLE FINANCIAL PLANS
Preview these sample financial plans to see what is typically included in our plans
