In our last blog post, we discussed what individuals should consider when attempting to maximize social security benefits. When it comes to couples, however, the considerations become more complex. If you are married, you can… Read More
How to Maximize Social Security in Retirement
Social Security is a core component of every retirement plan, yet few couples approaching retirement are aware of the nuances of Social Security and how to maximize their income in retirement. Choices about when to… Read More
Obergefell and Financial Plans for Same Sex Couples
Over the years, we’ve worked with a number of same sex couples. Many have been together for years, some are married and yet until the recent Supreme Court decision, their plans often differed markedly from… Read More
Know Thyself, Then Plan
When I first began working as a financial advisor, I was convinced the correct answers were in the numbers. Put together a plan, determine a savings rate, hang on through the ups and downs of… Read More
Financial Goals Don’t Always Start with Money
One of the most rewarding aspects of being a financial advisor is working with clients when they realize a financial plan isn’t really about finances, per se, but rather what they want to accomplish with… Read More
Budget Seems to be the Hardest Word
Budget. If there is a another word in the financial advisor’s lexicon that generates such a strong reaction among clients, I’m not aware of it. For some clients, budgeting is something they’ve always done automatically,… Read More
All Our Friends are Staying Together
My wife and I dated for nearly 9 years before getting married. We are both naturally cautious, but one of the things that weighed on both our minds was that both of our parents were… Read More
Tips for Couples on Building a Strong Financial Plan
You never enter into a relationship with the expectation that finances are going to become a big problem, and yet financial issues are among the most often cited reasons for divorce. Even couples who build… Read More
Advice from a Recovering Know-it-All
Years ago, my girlfriend – and now wife – pointed out that from time-to-time, I could come across as a bit of a know-it-all. I asked for a few examples which she had helpfully cataloged, and… Read More